Public Adjuster in Wisconsin
If your insurance company has delayed, denied, or lowballed a property damage claim, you need a public adjuster in Wisconsin who works for you and nobody else. Deskar 6 is a licensed public adjuster representing homeowners and business owners across the state, from Milwaukee to Madison and every community in between. We inspect the damage, build the claim file the way the insurance company can’t argue with, and negotiate the settlement ourselves. You don’t pay anything upfront, and we don’t get paid until you do.
Free Claim Review | No Upfront Cost | Licensed in Wisconsin | We Work For You, Not the Insurance Company
Why Wisconsin Homeowners Need a Public Adjuster Who Knows the State
Wisconsin weather doesn’t do anything halfway. Lake-effect snow piles up on roofs all winter, ice dams work their way under shingles and into attics, and by spring the state is back in the middle of hail and wind season. Every one of those events shows up differently on a claim file, and the adjuster the insurance company sends out is trained to write it up as small as the policy allows. We’re licensed through the Wisconsin Office of the Commissioner of Insurance to represent homeowners and business owners in exactly this fight, and we know what a Wisconsin claim estimate is supposed to look like versus what actually gets submitted.
A lot of the state’s housing stock, especially in older Milwaukee neighborhoods, predates modern building codes. That matters when an insurance company tries to pay for a patch instead of a full repair on a roof or siding system that can’t be matched anymore. We document that difference so it works in your favor instead of theirs.
Was Your Wisconsin Insurance Claim Underpaid or Denied?
If your insurance company’s estimate came in far below what your contractor quoted, or you got a denial letter that didn’t add up, you’re not stuck with it. We review the policy, the adjuster’s report, and the actual damage, and it’s common to find coverage and damage the first estimate missed entirely. A second opinion from someone who used to work claims on the insurance side costs you nothing to get.
Public Adjuster Services in Wisconsin
Your insurance company sends their own adjuster to assess your damage. That adjuste
As your public adjuster, we handle the entire claim from the first phone call to the final check:
- Damage assessment and documentation
- Full policy review to find every coverage that applies
- Claim preparation and submission
- Negotiation directly with your insurance company’s adjuster
- Appeals on denied or underpaid claims
- Settlement coordination with your contractor of choice
r works for them. Their job is to protect the insurance company’s bottom line, not yours.
A public adjuster like Deskar 6 comes in on your side. Same level of expertise. Completely different incentive.
Here is what that looks like when you work with us in Chicago:
- We know Chicago properties. From the two-flats and greystones in Logan Square and Pilsen to the older bungalow neighborhoods on the South and West sides to the newer construction in the suburbs, we have seen it all. Property types, building ages, and risk profiles vary across this metro. We work with all of them.
- We understand Chicago-area insurance practices, local building codes, and what repairs actually cost here. That matters when an insurance company tries to base your payout on national averages that have nothing to do with actual contractor rates in Chicagoland.
- We handle everything from the first inspection to the final settlement check. You don’t have to figure out the paperwork, argue with adjusters, or wonder if you left money on the table
Property Damage Claims We Handle Across Wisconsin
Storm & Hail Damage
Spring and summer storms move through Wisconsin fast and hard, and hail damage to roofs and siding is usually more extensive than it looks from the ground.
Water Damage
Burst pipes, ice dams, and failed appliances cause some of the most commonly underpaid claims we see in this state.
Frozen & Burst Pipes
A Wisconsin winter is hard on plumbing. When a pipe lets go, the claim needs to include everything the water touched, not just the pipe itself.
Fire & Smoke Damage
Even a small kitchen fire leaves smoke and soot damage that travels farther into a home than most first estimates account for.
Roof Damage
Missing shingles, granule loss, and flashing failures from wind and hail are routinely written down by insurance company adjusters trying to avoid a full replacement. (You get the funds to properly restore your home)
Commercial Property Damage
Business owners lose more than a building when a claim drags on. We handle commercial claims with the same urgency as residential ones.
How We Handle Your Claim
Free Inspection & Damage Assessment
We go through the property ourselves: roof, siding, interior, contents. If there's damage the first estimate missed, this is where we find it.
Policy Review & Claim Strategy
We read your policy the way the insurance company reads it, and build the claim around every coverage you're actually owed.
Detailed Documentation & Estimate
We document everything with photos, measurements, and a full Xactimate estimate, the same software the insurance company uses, so there's no argument about the numbers.
File & Negotiate the Claim
We handle every call and email with the adjuster from here on. You don't have to negotiate with your own insurance company.
Settlement & Support
Once the settlement lands, we coordinate with the contractor doing the repair so the money and the work line up.
What Does a Public Adjuster Cost in Wisconsin?
Nothing upfront. Deskar 6 works on contingency, which means there’s no bill until your claim settles, and no fee at all if we don’t recover anything for you. Most homeowners end up with a significantly larger settlement than the one the insurance company offered on its own, even after the fee.
Was Your Wisconsin Insurance Claim Underpaid or Denied?
If your insurance company’s estimate came in far below what your contractor quoted, or you got a denial letter that didn’t add up, you’re not stuck with it. We review the policy, the adjuster’s report, and the actual damage, and it’s common to find coverage and damage the first estimate missed entirely. A second opinion from someone who used to work claims on the insurance side costs you nothing to get.
Types of Property Damage Claims We Handle in Chicago
Our founder, Martin Kaczmarek, worked as an insurance adjuster before he switched sides to represent homeowners instead. He saw how often a fair claim got written down simply because the person on the other end of the phone didn’t know what to push back on. That’s the entire reason Deskar 6 exists.
We’re based right here in Wisconsin, licensed to represent you directly in front of your insurance company, and we don’t get paid unless you do.
- BBB Accredited Business
- Google reviews from homeowners we’ve represented
- Licensed public adjuster in Wisconsin
Cities We Serve Across Wisconsin
Deskar 6 is licensed to represent homeowners and business owners anywhere in Wisconsin. We’ve built dedicated pages for the communities where we’re most active, and we’re adding more as we grow into new parts of the state. If your town isn’t listed yet, that doesn’t mean we don’t serve it. It just means the page hasn’t been written yet. Call, and your claim gets handled exactly the same either way.
Milwaukee Metro
Racine & Kenosha County
Fox Valley & Northeast Wisconsin
Western & Northern Wisconsin
Don’t see your city? Deskar 6 is licensed statewide. Call (414) 414-7470 or request a free claim review and we’ll get started no matter where in Wisconsin you’re located.
FAQ
What does a public adjuster do?
A public adjuster inspects your property damage, reviews your policy, documents the loss, files the claim, and negotiates the settlement directly with your insurance company. Unlike the adjuster your insurance company sends out, a public adjuster works only for you.
How much does a public adjuster cost?
Deskar 6 works on contingency. There’s no upfront cost, and no fee at all if we don’t recover anything for you. The fee only applies once your claim settles.
Should I accept my insurance company’s first settlement offer?
Not before you’ve had it reviewed. A first offer is written by an adjuster working for the insurance company, and it’s common for that estimate to miss damage or undervalue the repair. A second opinion costs you nothing to get.
Can a public adjuster help with a claim that was already denied?
Often, yes. A denial isn’t always the final word. We review the policy language the denial was based on and the damage itself, and in a lot of cases there’s a path to reopen the claim or file an appeal.
Is Deskar 6 licensed in Wisconsin?
Yes. We’re licensed as a public adjuster through the Wisconsin Office of the Commissioner of Insurance to represent homeowners and business owners anywhere in the state.
My roofer said they can handle my insurance claim. Do I still need a public adjuster?
A roofer can inspect a roof, but only a licensed public adjuster can represent you directly with the insurance company on policy language, coverage, and negotiation. Contractors in Wisconsin aren’t licensed to do that part.
Get Your Free Wisconsin Claim Review
Tell us what happened and where the property is, and we’ll let you know within one business day whether there’s a case worth pursuing. No cost, no obligation.
