Public Adjuster in Illinois
If your insurance company has delayed, denied, or lowballed a property damage claim, you need a public adjuster in Illinois who works for you and nobody else. Deskar 6 is a licensed public adjuster representing homeowners and business owners across the state, from the Metro East communities right across the river from St. Louis to Chicago and its suburbs. We inspect the damage, document it correctly, and negotiate the settlement. There’s no upfront cost, and we don’t get paid until you do.
Free Claim Review  |  No Upfront Cost  |  Licensed in Illinois  |  We Work For You, Not the Insurance Company
Why Illinois Homeowners Need a Public Adjuster Who Knows the State
Illinois is really two different insurance markets under one state line. The Metro East communities across the Mississippi from St. Louis see the same hail belt and severe spring storm exposure as Missouri, while Chicago and its suburbs deal with lake-effect winter weather, older housing stock, and a lot more multi-unit and commercial property.
We work both sides of the state, and we know an adjuster’s estimate is supposed to read differently in Belleville than it does in Chicago. We’re licensed through the Illinois Department of Insurance to represent you directly, wherever in the state your property is.
Was Your Illinois Insurance Claim Underpaid or Denied?
A denial letter or a settlement offer that doesn’t come close to your contractor’s quote isn’t the final word. We review the policy, the adjuster’s estimate, and the actual damage, and it’s common to find coverage and damage the first pass missed. A second opinion costs nothing to get.
Public Adjuster Services in Illinois
As your public adjuster, we handle the entire claim from the first phone call to the final check:
- Damage assessment and documentation
- Full policy review to find every coverage that applies
- Claim preparation and submission
- Negotiation directly with your insurance company’s adjuster
- Appeals on denied or underpaid claims
- Settlement coordination with your contractor of choice
Property Damage Claims We Handle Across Illinois
Storm & Hail Damage
The Metro East region shares the same hail exposure as the St. Louis metro just across the river, and hail damage there is routinely underpaid.
Water Damage
Burst pipes, appliance failures, and storm-driven water intrusion cause damage that spreads past the point where anyone actually sees it.
Fire & Smoke Damage
Chicago's older housing stock and denser buildings mean smoke and soot damage often reaches units and rooms an insurance company's first estimate leaves out.
Frozen & Burst Pipes
Illinois winters are hard on plumbing statewide, and a burst pipe claim needs to account for everything the water reached, not just the leak itself.
Roof Damage
Missing shingles, granule loss, and flashing failures from wind and hail are routinely written down to avoid a full replacement.
Commercial & Multi-Unit Property Damage
From Metro East retail space to Chicago multi-unit buildings, commercial claims involve more moving parts, and we handle them with the same urgency as a single-family claim.
How We Handle Your Claim
Free Inspection & Damage Assessment
We go through the property ourselves: roof, siding, interior, contents. If there's damage the first estimate missed, this is where we find it.
Policy Review & Claim Strategy
We read your policy the way the insurance company reads it, and build the claim around every coverage you're actually owed.
Detailed Documentation & Estimate
We document everything with photos, measurements, and a full Xactimate estimate, the same software the insurance company uses, so there's no argument about the numbers.
File & Negotiate the Claim
We handle every call and email with the adjuster from here on. You don't have to negotiate with your own insurance company.
Settlement & Support
Once the settlement lands, we coordinate with the contractor doing the repair so the money and the work line up.
What Does a Public Adjuster Cost in Illinois?
Nothing upfront. Deskar 6 works on contingency, which means there’s no bill until your claim settles, and no fee at all if we don’t recover anything for you. Most homeowners end up with a significantly larger settlement than the one the insurance company offered on its own, even after the fee.
Insurance Claims for Illinois Homeowners, Landlords, and Business Owners
Most of the people we represent are homeowners dealing with a single loss: storm damage, a burst pipe, a house fire. We also work with landlords managing damage across rental properties, and business owners whose commercial or multi-unit claims involve a lot more than one roof. The insurance company doesn’t treat those claims any more fairly just because more is at stake, so we represent all three the same way: carefully, completely, and on your side.
Why Homeowners Across Illinois Choose Deskar 6
Our founder, Martin Kaczmarek, worked as an insurance adjuster before he switched sides to represent homeowners instead. He saw how often a fair claim got written down simply because the person on the other end of the phone didn’t know what to push back on. That’s the entire reason Deskar 6 exists.
A lot of our Illinois claims start on the Metro East side, just across the river from our St. Louis office, and we’ve grown into the Chicago market from there. We don’t get paid unless you do.
- BBB Accredited Business
- Google reviews from homeowners we’ve represented
- Licensed public adjuster in Illinois
Cities We Serve Across Illinois
Deskar 6 is licensed to represent homeowners and business owners anywhere in Illinois. We’ve built dedicated pages for the communities where we’re most active, and we’re adding more as we grow into new parts of the state. If your town isn’t listed yet, that doesn’t mean we don’t serve it. It just means the page hasn’t been written yet. Call, and your claim gets handled exactly the same either way.
Metro East (Greater St. Louis)
Chicago & Suburbs
Don’t see your city? Deskar 6 is licensed statewide. Call (414) 414-7470 or request a free claim review and we’ll get started no matter where in Illinois you’re located.
FAQ
What does a public adjuster do?
A public adjuster inspects your property damage, reviews your policy, documents the loss, files the claim, and negotiates the settlement directly with your insurance company. Unlike the adjuster your insurance company sends out, a public adjuster works only for you.
How much does a public adjuster cost?
Deskar 6 works on contingency. There’s no upfront cost, and no fee at all if we don’t recover anything for you. The fee only applies once your claim settles.
Should I accept my insurance company's first settlement offer?
Not before you’ve had it reviewed. A first offer is written by an adjuster working for the insurance company, and it’s common for that estimate to miss damage or undervalue the repair. A second opinion costs you nothing to get.
Can a public adjuster help with a claim that was already denied?
Often, yes. A denial isn’t always the final word. We review the policy language the denial was based on and the damage itself, and in a lot of cases there’s a path to reopen the claim or file an appeal.
Do you only work in the Chicago area, or also near St. Louis?
Both. Deskar 6 got its start on the Metro East side of Illinois, right across the river from our St. Louis office, and we’ve since grown into the Chicago market. We’re licensed to represent homeowners and business owners anywhere in the state.
Is Deskar 6 licensed in Illinois?
Yes. We’re licensed as a public adjuster through the Illinois Department of Insurance to represent homeowners and business owners anywhere in the state.
Get Your Free Illinois Claim Review
Tell us what happened and where the property is, and we’ll let you know within one business day whether there’s a case worth pursuing. No cost, no obligation.
Business Info
Deskar 6 LLC
Phone: (414) 414-7470
Service Area: Wisconsin, Missouri, and Illinois
Licensed Public Adjuster | BBB Accredited Business
